Insights & strategies

October 23, 2026

Family Limited Partnerships: Wealth Transfer and Asset Protection for Business Owners

A family limited partnership can help business owners centralize family assets, transfer ownership gradually, and add creditor friction, but it is not absolute protection. Learn the mechanics, valuation discount scrutiny, charging-order limits, and IRS retained-control risk, plus how an FLP compares with LLCs and trusts.

October 16, 2026

How to Choose a Self-Directed IRA Custodian: A Due Diligence Framework

Choosing a self directed ira custodian is a due diligence exercise. This framework shows how to verify licensing, compare fee structures, test asset expertise and processing speed, read insurance claims carefully, spot red flags and understand where an administrator fits alongside the custodian.

October 8, 2026

Inherited IRA Rules: The 10-Year Rule, Beneficiary Types, and What Account Owners Should Plan For

Inherited IRA rules changed with the SECURE Act and the final 2024 RMD regulations. Learn how the 10-year rule works, how spouses and non-spouse beneficiaries differ, when annual withdrawals apply, and what account owners should plan for, including self-directed holdings.

October 2, 2026

Mega Backdoor Roth and Roth Conversions for High Earners: The Complete Strategy Guide

High earners are not locked out of Roth savings. This guide explains the mega backdoor Roth, Roth conversions, the pro-rata rule and the 2026 $72,000 plan limit, then shows how a Solo 401(k) with after-tax contributions and an in-plan conversion can work for business owners.

September 25, 2026

Domestic Asset Protection Trust Guide for HNW Professionals

A comprehensive guide to domestic asset protection trusts (DAPTs) for physicians, attorneys, executives, and business owners, covering self-settled trust mechanics, state-by-state statutory comparison, funding strategy, fraudulent transfer risk, and how a DAPT layers with LLCs and Family Limited Partnerships.

September 14, 2026

Solo 401(k): The Complete Guide for Self-Employed High Earners

Most self-employed professionals discover the Solo 401(k) too late. They spend a decade contributing to a SEP-IRA, or worse, to nothing at all, and then find out that the same income could have sheltered two or three times as much from tax every year.

September 8, 2026

Spousal IRA Strategies for High-Income Households

August 28, 2026

How to Invest in Cryptocurrency Through a Self-Directed IRA

August 21, 2026

The HSA Retirement Strategy: Using a Health Savings Account as a Stealth Retirement Account

A peer-level breakdown of how high earners can convert a Health Savings Account into a long-horizon, triple-tax-advantaged retirement vehicle — covering 2026 contribution limits and HDHP eligibility, the invest-don't-spend discipline, receipt-banking for tax-free reimbursement decades later, self-directed HSA investment options, and the account's dual character as a de facto traditional IRA after age 65.

August 14, 2026

Alternative Investments in a Self-Directed IRA: The Complete Guide for Sophisticated Investors

The hub guide to alternative investments inside a self-directed IRA — what qualifies as an alternative asset, the custodian and checkbook-control structures, and a detailed treatment of real estate, private equity, precious metals, private lending, cryptocurrency, and tax lien certificates. Includes the prohibited-transaction and disqualified-person rules, UBIT and UDFI exposure on leveraged or operating income, estate and asset-protection coordination, custodian fee analysis, and a practical sequence for getting started.

July 31, 2026

Solo 401(k) vs. SEP-IRA: Which Maximizes Returns for High Earners?

A rigorous income-scenario comparison of the Solo 401(k) and SEP-IRA — showing exactly where each plan outperforms the other, with specific contribution calculations at $150,000, $250,000, and $400,000 in net self-employment income, plus a detailed breakdown of Roth access, loan provisions, and checkbook control.

July 24, 2026

How to Invest in Real Estate Using a Self-Directed IRA

A practitioner-level guide to acquiring real estate inside a self-directed retirement account — covering custodian selection, the IRA-owned LLC structure, prohibited transaction rules, leverage constraints, and UBIT implications.

July 17, 2026

Asset Protection for Attorneys and Business Owners: LLC, Trust, and Entity Strategies

A practitioner-level guide to building a legally defensible asset protection structure — covering the LLC, irrevocable trust, S-corporation, and holding company frameworks, with specific considerations for attorneys, physicians, and high-income business owners facing professional liability exposure.

July 10, 2026

Solo 401(k) for Self-Employed Physicians: Limits, Tax Advantages & Checkbook Control

A detailed analysis of the Solo 401(k) for self-employed physicians and dentists; covering dual-role contribution mechanics, the structural advantages over a SEP-IRA at high income levels, checkbook control for alternative investments, loan provisions, and year-end planning deadlines.

July 2, 2026

Estate Planning for Business Owners: Preserving Wealth Across Generations

A strategic guide for business owners navigating estate planning — covering entity structures for wealth transfer, irrevocable trusts, buy-sell agreement mechanics, and the coordination of self-directed retirement accounts with overall estate strategy.

June 26, 2026

How to Invest in Private Equity and Alternative Assets with a Self-Directed IRA

A practitioner-level guide to acquiring private equity interests, venture capital positions, and alternative assets through a self-directed retirement account — covering accredited investor qualification, UBIT on active business income, prohibited transaction risks in private placements, and the due diligence framework that distinguishes sophisticated SDIRA investors from exposed ones.

June 19, 2026

Checkbook Control IRA: The Advanced Investor's Guide to Faster Deal Closing

The defining constraint of a conventional self-directed IRA is not investment eligibility, it is transaction speed. A checkbook control IRA solves that by placing a specially structured LLC between the IRA and the investment, giving the account holder direct authority to close deals on their own timeline. This guide covers how the structure works, what you can hold, the compliance rules, and when the added responsibility is worth it.

June 11, 2026

Tax Optimization Strategies for High-Income Professionals in 2026

June 11, 2026

Self-Directed IRA: The Complete Guide for High-Income Professionals